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 Safar Moubarak   

 

 Travel Insurance Policy - AIG

 

This Travel Health Insurance covers individuals and families , along with the employees assigned by their establishment to go on business trips, who are traveling to any country around the world or to European countries which require having the Schengen Visa. We guarantee providing you the best offers and the fastest service .

 

Policy Effective Date:
The policy takes effect on the date of commencement of the Period of Coverage as shown on the Policy
.

Scope of Coverage:

24 hours While on Travel outside country of residence.

Territorial Limits:

Europe / World wide / World wide excluding USA & Canada.

Plans:

      Platinum

       Gold

        Family

        Schengen

 

AIG Schedule of Benefits :

 

Sno.

Travel Benefits

Platinum

Gold

Family

Schengen

1

Personal Liability

$1,000,000

$500,000

$500,000

Not covered

2

Loss of passport

$500

$300

$300

Not covered

3

Baggage Loss (Common Carrier)
Per bag

Per item

$2500

$1250

$125

$1000

$500

$50

$1000

$500

$50

Not covered

4

Baggage delay
 

Excess

$50 per hour up to $1000

4 hours

$50 per hour up to $500

4 hours

$50 per hour up to $500

4 hours

Not covered

5

Travel Delay

Excess

$50 per hour up to $1000

4 hours

Not covered

NA

Not covered

NA

Not covered

6

Hijacking

$250 per hour up to $10,000

Not covered

Not covered

Not covered

7

Emergency Family travel

$2500

Not covered

Not covered

Not covered

8

Legal Fees

$5000

Not covered

Not covered

Not covered

9

Bail Bond

$10000

Not covered

Not covered

Not covered

10

AIG Assistance

Covered

Covered

Covered

Not covered

 

Medical Benefits

Sum insured

Sum insured

Sum insured

Sum insured

11

Emergency ME/Evacuation

Deductible

$250,000

$100

$50,000

$100

$50,000

$100

E30,000

E75

12

Dental care

$1000

$1000

$1000

E750

13

Death Repatriation

$10,000

$7000

$5000

E3500

 

Personal Accident Benefits

Sum insured

Sum insured

Sum insured

Sum insured

14

Accidental Death

$150,000

$25,000

$25,000

Not covered

15

Permanent total disablement

$150,000

$20,000

$25,000

Not covered

16

Permanent disability

% of the principal Sum Insured as per scale

Not covered

17

Accidental Death (common carrier)

Covered

 

Premium Per Person. All amount are in KD

 

DURATION

Excluding USA / CANADA

WORLDWIDE

 

 

PLATINUM

GOLD

PLATINUM

GOLD

FAMILY

SCHENGEN

Up to 7 days

9

6

13

8

9

4

Up to 15 days

12

8

16

10

13

6

Up to 30 days

19

11

26

16

19

9

Up to 60 days

23

15

32

21

23

15

Up to 90 days

30

22

42

29

31

20

Annual Multi Trip

-

-

57

37

55

35

 

 

"Family option” price will include insured person, spouse and unlimited number of children.Children are covered for 10% of the insured person sum insured and up to a maximum of $ 10,000 under accidental death.Children up to 18 years of age are charged 50% of the above mentioned premium for Platinum, Gold and  Schengen options.

 

Click here for further enquiry on Schedule of Premium

 

All Right reserved-Ritaj Takaful Insurance Company 2008